MedicalAidZA

Compare medical aid schemes and plans for South Africans

MedicalAidZA compares South African medical schemes on their 2026 plans, contributions and rules, checked against each scheme's own brochures and website. Understand benefits, gap cover and waiting periods, see what each scheme's contact numbers are, and tell a real medical scheme from health insurance. Independent, free, and no sign-up.

Medical Aid

Compare medical schemes and plans

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Guides & Help

Joining, claims, benefits and gap cover

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Templates & Tools

Free letters, checklists and tools

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Quick answers

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GEMS: restricted medical scheme, MedicalAidZA review

GEMS medical aid in 2026: options, benefits and who can join

GEMS medical aid in 2026: who qualifies, the six options from Tanzanite One to Onyx, the 9.5% increase, network rules and how to apply or complain.

Discovery: open medical scheme, MedicalAidZA review

Discovery Health Medical Scheme in 2026: plans, benefits and who it suits

Discovery Health Medical Scheme in 2026: eight plan series from KeyCare to Executive, who each suits, the April 2026 increase, networks and how to join.

Modern hospital corridor - Medical aid contact numbers in South Africa

Medical aid contact numbers in South Africa

Member, emergency and pre-authorisation numbers for 32 South African medical schemes, each checked on the scheme's own website on 29 September 2026.

Bonitas: open medical scheme, MedicalAidZA review

Bonitas Medical Fund 2026: plans, benefits, the Momentum Health move and who it suits

Bonitas medical aid for 2026: the plan range, network rules, the June 2026 move to Momentum Health, waiting periods, how to join and how to complain.

Happy african family outdoors - Best medical aid in South Africa in 2026: which fits your needs

Best medical aid in South Africa in 2026: which fits your needs

Best medical aid in South Africa in 2026 by need: family, hospital only, chronic, young and healthy, pensioner, with verified plan prices and scheme facts.

Person jogging sunrise - How does medical aid work in South Africa?

How does medical aid work in South Africa?

How does medical aid work in South Africa? What a medical scheme is, where your contribution goes, plan types, PMBs, waiting periods and 2026 figures.

Bestmed: open medical scheme, MedicalAidZA review

Bestmed Medical Scheme 2026: Beat, Pace and Rhythm plans explained

Bestmed medical aid for 2026: 14 options across the Beat, Pace and Rhythm ranges, network rules, the 6.8% increase, joining and how to complain.

Saving coins jar - Hospital plans in South Africa in 2026: prices compared

Hospital plans in South Africa in 2026: prices compared

Hospital plans in South Africa in 2026: every verified open-scheme hospital plan with its monthly price, how hospital plans work, and the gaps to plan for.

Why MedicalAidZA

Medical aid is one of South Africa's most confusing and expensive purchases - dozens of schemes, hundreds of plans, and fine print on benefits, co-payments and waiting periods. We exist to make the choices clearer: what each plan actually covers, where the gaps are, and how to pay less without losing the cover you need. We are not a scheme or broker, so our guides put members first. Every scheme page shows the date its facts were last checked and links to the scheme's own source.